Becu home loan rates

5 days ago · Features & Benefits. Predictable payments. No origination fee. Loan amounts up to $766,550. Can be used on primary and secondary homes. For first-time homebuyers, you can make your dreams of homeownership a reality with a First-Time Homebuyer Grant from BECU. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.Federal student loan payments have been paused and interest rates set to 0% since March of 2020. Though the most recent pause is set to expire at the end of August, the federal gov...Receive financing for loan amounts up to $3 million with up to 75% loan-to-value. Up to 80% loan-to-value also available for loan amounts of $2.5 million and below. Interest-only payments are required during the construction period. 12 or 18-month build periods are available. You may exercise the interest rate float down option when ...To convert APR to a monthly interest rate, divide the total APR percentage by 12, according to Mark Kennan. As Investopedia explains, APR is the annual percentage rate on a loan an...Mortgage Rates The Loan Consultant feature determines the products and rates that match your needs. Find Rates Ready to Start? To apply for your easy online loan, all you have …Boeing Employees’ Credit Union (BECU) offers personal loans up to $30,000 with terms of up to 72 months and no origination fees. BECU personal loans can be used for debt consolidation, large ...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information …Ans. The current interest rate offered on home loans start from 8.30% p.a. depending on the lender and the applicants’ credit profiles. HDFC Bank, Bank of Maharashtra, LIC Housing Finance and Union Bank of India offer home loans at interest rates starting from 8.35% p.a. 2.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. If you don’t yet have equity in your home, a home improvement loan from BECU allows you to improve your property for a low fixed-rate and without paying for an appraisal. Refinance. If you owe less than $510,400 on your mortgage, you can take advantage of recent low rates by refinancing with BECU and without having to pay …Pre-Qualification. Getting pre-qualified is like getting an estimate from a lender, detailing how much of a loan you can likely afford. It serves more as a guide of what you may qualify for, rather than a conditional loan approval. Pre-qualification is helpful for determining the loan amount you can afford. Open the " Getting Pre-Qualified ...BECU P.O. Box 84707 Seattle, WA 98124. Mortgage Payments. Attn: Central Loan Administration BECU P.O.Box 986 Newark, NJ 07184-0986. BECU Deposits. BECU M/S 1085-2 P.O.Box 34044 Seattle, WA 98124. Other Loan Payments and Correspondence. BECU P.O.Box 97050 Seattle, WA 98124-9750. Dealer and Third-party Loan Payoffs. …Rates Home Loan Rates BECU is a not-for-profit credit union committed to the financial well-being of our members. We offer better rates, fewer fees and more …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. Choosing a HELOC from BECU. Home equity lines of credit (HELOC) allow you to borrow money using the equity or value of your home as collateral. HELOCs may be a better alternative than a credit card, or personal loan, as rates tend to be lower (as the loan is tied to your home), and interest paid may be tax deductible. 5.We offer better rates, fewer fees and more affordable financial services to home buyers. 8 Easy Steps to Homebuying. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. The When you borrow money from a bank, credit union or online lender and pay them back monthly with interest on a set term, that’s called a personal loan. Choose a personal loan that b...We offer better rates, fewer fees and more affordable services for homeowners looking to refinance their home loans. Learn more about refinancing your home. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. This will apply regardless of any changes to the prevailing rates offered by BECU for similar loans between the time you lock your rate and loan closing. The rate and points will not be increased or decreased as a result of changes in prevailing rates. (2) FLOATING RATE: (PURCHASE LOANS ONLY) The interest rate and discount points will "float ...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. 19 BECU reviews. A free inside look at company reviews and salaries posted anonymously by employees.Feb 26, 2019 ... ... rate loan, up to $484,350. Interested homeowners can visit BECU.org ... rate mortgage home loans, which can significantly reduce closing costs.View BECU's current home loan interest rates for mortgages and home equity lines of credit. Fixed Rate | Home Equity (HELOC) | Refinance | Adjustable Rate Mortgage (ARM) | Jumbo | Construction | Government. Average closing costs range from 2.5 – 3% of the total loan amount. Buyers sometimes ask sellers to pay part or all of the closing costs as part of the negotiation of the terms of the sale. First time homebuyers who have attended a live seminar, webinar, or a first-time home buying self-paced course will be rewarded with a $250 coupon. This ...Loan approval rates continue to slowly rise, but not fast enough, according to the Biz2Credit Lending Index, released April 12. Loan approval rates continue to slowly rise, but not...10 Year ARM (10yr/6mo) Adjustable-rate loans (ARMs) give you the advantage of increased buying power if you only plan on staying in your house a few years. An ARM may allow you to qualify for a larger home loan amount and get more house for your money, plus you'll have lower payments during the first years of your loan.Your trusted community credit union since 1935. Insured by NCUA | Equal Housing Opportunity Lender.The study assumes that external loans are risky means used by the government. These loans are considered as a significant resource the government …Loan approval rates continue to slowly rise, but “still nowhere near pre-pandemic highs,” according to Biz2Credit CEO Rohit Arora. Loan approval rates continue to slowly rise, but ...If you are a homeowner, BECU offers a home improvement loan if you don't have or don't want to tap the equity in your home. ... Your final APR may differ from your loan interest rate due to additional fees that may apply. Advertised APR in effect as of 11/20/2023 and is based on a BECU member with an excellent credit score and a loan …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. 5 days ago · Features & Benefits. Predictable payments. No origination fee. Loan amounts up to $766,550. Can be used on primary and secondary homes. For first-time homebuyers, you can make your dreams of homeownership a reality with a First-Time Homebuyer Grant from BECU. A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out ...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.Buying a home is always a big step, and with costs of housing skyrocketing and interest rates steadily increasing, buying a home now may seem more like an impossibility than a heft...Classic. 11.95%. 14.80%. Rewards. 13.05%. 14.80%. These rates are effective as at 19 January 2024 and are subject to change. The current rate applicable to your product can be easily viewed on your Internet Banking/Mobile App under 'Account Information' and if you are still not sure you can call us on 1300 228 228 Mon-Fri 8:00am - 6:00pm AEDT ...If you're thinking about buying a new home or refinancing your mortgage for amounts over $766,550, BECU can help with a money-saving jumbo loan.Applynow. New and improved jumbo loan parameters. No Origination Fee. We offer up to a $1,250,000 loan amount at 95% Loan-to-Value. We finance up to $3 million dollars.A BECU Mortgage Advisor is equipped to help move you through the full process of financing your home. Work with one of them to make the most of your BECU home buying or refinance experience. See all Mortgage Advisors. Whether you're a first-time home buyer or an old pro, learn more about the home buying process and how BECU can help you choose ... We offer better rates, fewer fees and more affordable financial services to home buyers. 8 Easy Steps to Homebuying. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at …Home Equity and Home Improvement Loans Home Equity Line of Credit Primary Residence APR Second Home & Vacation Home APR Rental & Investment Property APR Variable Rate LOC 8.74 % –11.59% 10.09 10.84 34 Fixed Rate Advance 7.99% – 10.84% 9.84% – 10.59% 10.34% – 11.09% Home Improvement Loan APR Estimated Monthly …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. TheRefinancing with a fixed rate loan is best for home owners looking to stay in the home at least 10 years, and want the security of fixed mortgage payments, while taking advantage of lower interest rates. BECU offers a variety of fixed-rate mortgage options. Learn more about Fixed-Rate Loans. Adjustable Rate Mortgage (ARMs) Adjustable-rate ...Are you thinking of refinancing a loan to take advantage of a more affordable interest rate? If so, then it’s worth knowing that some types of loans, especially home loans, sometim...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. Using our free interactive tool, compare today's mortgage rates in Illinois across various loan types and mortgage lenders. Find the loan that fits your needs. Illinois is home to ...Low Opening Requirements of $500. Bump Certificate of Deposit. Do you like keeping tabs on financial markets and following interest rate forecasts? A 12- or 24-month Bump CD might be a good choice. These have a one-time option to increase the interest rate on your investment to the current BECU published rate for the equivalent term CD.Classic. 11.95%. 14.80%. Rewards. 13.05%. 14.80%. These rates are effective as at 19 January 2024 and are subject to change. The current rate applicable to your product can be easily viewed on your Internet Banking/Mobile App under 'Account Information' and if you are still not sure you can call us on 1300 228 228 Mon-Fri 8:00am - 6:00pm AEDT ...When you're preparing to refinance or purchase a new home, you may apply for a loan long before the closing date. Once the closing date is only a month or two away, the lender will...Eligible loans include 30-, 20-, or 15-year fixed-rate mortgages. Autopay must be set up from a BECU account. The rate must be locked, and the loan funded by Dec. 31, 2023. You must receive approval for the $2000 lender credit, which is available until FTHB funds are depleted for the year 2023 or Dec. 31, 2023, whichever comes first.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. Population indicators Inhabitants of the Governorate are (1.380.216). Main activities Cattle breading, agriculture, oil refinery, animal feed, drug industry.The study assumes that external loans are risky means used by the government. These loans are considered as a significant resource the government …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. Many of us dream of owning our home, but it’s getting harder to achieve. Renting means following the rules, not being able to decorate and having restrictions on pets. Buying a hou...Feb 12, 2024 · 3 Jumbo loan rates for ARMs may only be modified during the fixed-rate period. To qualify for a mortgage loan modification the loan must be an existing BECU mortgage portfolio loan with 12-months of on-time payments, LTV at 80% or below at loan origination, and other loan and property requirements, all of which are not listed here. A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out ...A loan guaranteed by the Veteran's Administration with little or no down payment. These loans are available only to qualifying veterans for the purchase or refinance of a home, which is for their own personal occupancy. A VA funding fee is required. Yes No Loan Product Select loan program 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed ...Wants a stable fixed rate payment. Advantages: Member wants to purchase land now and build later. Member owns land and wants to refinance to lower rate/payment only. Member owns land and wants to refinance to take cash-out refinance. Parcels up to 20 acres. Purchase loan amounts to $400,000. Refinance loan amounts to $100,000.The study assumes that external loans are risky means used by the government. These loans are considered as a significant resource the government …Contact us at 800-233-2328 ext. 5772. You can also make an appointment to speak with a BECU mortgage advisor. Make an Appointment. BECU is honored to serve those who have served in the military. Veterans Affairs (VA) home loans offer competitive rates and low fees to qualified military personnel and their families.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.6.583. %. APR. VA 30 Year Fixed. VA Purchase 0% Down. APR Effective 2/12/2024. More about VA 30 Year Fixed Rate loans. *See important information about rates, fees and other costs. Check current BECU interest rates on mortgage loans ranging from fixed rate, ARM, construction, government and more. When you're preparing to refinance or purchase a new home, you may apply for a loan long before the closing date. Once the closing date is only a month or two away, the lender will...Receive financing for loan amounts up to $3 million with up to 75% loan-to-value. Up to 80% loan-to-value also available for loan amounts of $2.5 million and below. Interest-only payments are required during the construction period. 12 or 18-month build periods are available. You may exercise the interest rate float down option when ...Buying a home is always a big step, and with costs of housing skyrocketing and interest rates steadily increasing, buying a home now may seem more like an impossibility than a heft...To convert APR to a monthly interest rate, divide the total APR percentage by 12, according to Mark Kennan. As Investopedia explains, APR is the annual percentage rate on a loan an...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. The Loan payment protection program (LPP) provides financial assistance during times of hardship. LPP is an optional benefit offered through BECU. Provides minimum monthly [credit card] payments in case of involuntary job loss, disability or loss of life. To apply, call us at 800-233-2328 and ask about getting LPP added to your loan.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. When you borrow money from a bank, credit union or online lender and pay them back monthly with interest on a set term, that’s called a personal loan. Choose a personal loan that b...If you don’t yet have equity in your home, a home improvement loan from BECU allows you to improve your property for a low fixed-rate and without paying for an appraisal. Refinance. If you owe less than $510,400 on your mortgage, you can take advantage of recent low rates by refinancing with BECU and without having to pay …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. The For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. The MLO Number: 38598. Having worked with families in the Seattle area for over 30 years, I'm excited to help even more BECU members with their home financing needs. As a BECU mortgage advisor, I can offer different financing options that may be right for you, including: first-time homebuyer grants, jumbo and investment property loans and more.The Home Buying Process Congratulations! Your first home is a big step. The more you know about the home buying and financing process, the more confident you are in making the important decisions that will shape your home ownership experience. The Process; Calculators Buy or Rent? Fixed rate loan or variable? For how many years should we …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. Rate Tracker. You may subscribe or unsubscribe to Rate Tracker at any time and track as many loan programs as you wish, however you can only have one active rate tracker submission at one time. If you wish to unsubscribe, you only need to …I have a VISA Credit Card with them, which only has a small max credit line, but also a very low interest rate (8% I think). Both of these things make it easy ...Choosing a HELOC from BECU. Home equity lines of credit (HELOC) allow you to borrow money using the equity or value of your home as collateral. HELOCs may be a better alternative than a credit card, or personal loan, as rates tend to be lower (as the loan is tied to your home), and interest paid may be tax deductible. 5.How variable interest rates work Home equity lines of credit typically involve variable rather than fixed interest rates. A variable interest rate generally has two parts: the index and the margin. An index is a measure of interest rates generally that reflects trends in the overall economy Different lenders use different indexes in their loans.If you have a mortgage with First American Home Loans, you may want to consider using their online portal, First American Home Login. This portal offers a variety of benefits that ...6.583. %. APR. VA 30 Year Fixed. VA Purchase 0% Down. APR Effective 2/12/2024. More about VA 30 Year Fixed Rate loans. *See important information about rates, fees and other costs. Check current BECU interest rates on mortgage loans ranging from fixed rate, ARM, construction, government and more.If you are currently paying student loans you are not alone. According to Beuro and Labor statistics, there are over 1.5 trillion loans that are currently unpaid in the United Stat...If interest rates decrease over time, to a level that is lower than your current mortgage rate, the time to "refi" may be here. Or maybe you are interested in taking some cash out of your home for debt consolidation or home improvement. A "refi" lets you use your home's equity to invest in your future.Pre-Qualification. Getting pre-qualified is like getting an estimate from a lender, detailing how much of a loan you can likely afford. It serves more as a guide of what you may qualify for, rather than a conditional loan approval. Pre-qualification is helpful for determining the loan amount you can afford. Open the " Getting Pre-Qualified ...I have a VISA Credit Card with them, which only has a small max credit line, but also a very low interest rate (8% I think). Both of these things make it easy ...Home Loans. When you finance with BECU you'll benefit from competitive home loan options with no origination fee. Low Rate Credit Card. 0% APR for the first 12 months for purchases, and pay no annual or balance transfer fees. Auto Loans. Low rates, financing at select dealerships and member only benefits save you more.Be a first-time homebuyer. Loan amounts up to $766,550. Gift funds may be eligible to cover a portion of closing costs. 3. Contribute a minimum of 1% of the down payment (additional closing costs may be required). Total income of all borrowers on the loan may be up to 100% of the Area Median Income (AMI) for the BECU First-Time Homebuyer Grant.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. TheIf interest rates decrease over time, to a level that is lower than your current mortgage rate, the time to "refi" may be here. Or maybe you are interested in taking some cash out of your home for debt consolidation or home improvement. A "refi" lets you use your home's equity to invest in your future. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.Fixed Rate Mortgage. Refinancing with a fixed rate loan is best for home owners looking to stay in the home at least 10 years, and want the security of fixed mortgage …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. The study assumes that external loans are risky means used by the government. These loans are considered as a significant resource the government …Please provide your annual income and we will calculate the maximum amount you can potentially refinance. This calculator assumes that the loan-to-value of your refinance will not exceed 80%. My annual income is. Calculate.Loan approval rates continue to slowly rise, but not fast enough, according to the Biz2Credit Lending Index, released April 12. Loan approval rates continue to slowly rise, but not...Advisors can help with buying, refinancing and helping first-time home buyers become home owners. Address: 12111 E Mission Ave Suite A. Spokane Valley, WA 99206. Get directions. Hours: [By Appointment Only] Monday-Friday, 9 …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. This will apply regardless of any changes to the prevailing rates offered by BECU for similar loans between the time you lock your rate and loan closing. The rate and points will not be increased or decreased as a result of changes in prevailing rates. (2) FLOATING RATE: (PURCHASE LOANS ONLY) The interest rate and discount points will "float ...If you're thinking about buying a new home or refinancing your mortgage for amounts over $766,550, BECU can help with a money-saving jumbo loan.Applynow. New and improved jumbo loan parameters. No Origination Fee. We offer up to a $1,250,000 loan amount at 95% Loan-to-Value. We finance up to $3 million dollars.Choosing a HELOC from BECU. Home equity lines of credit (HELOC) allow you to borrow money using the equity or value of your home as collateral. HELOCs may be a better alternative than a credit card, or personal loan, as rates tend to be lower (as the loan is tied to your home), and interest paid may be tax deductible. 5. | uqccfvdcjmj (article) | yhvli.